The above rates assume a 20% down payment and an anticipated rate lock period and closing date 30 days out. If the down payment is less than 20% mortgage insurance may be needed which could increase the APR. Closing cost are not included in the APR.

The results above assume a 1% origination fee. This origination fee is included in the Annual Percentage Rate. Rates are subject to change without notice and may vary depending upon your unique credit history and the transaction. In order to receive a guaranteed rate, an application must be submitted and an agreement must be signed by you officially locking the rate.